Llame a un agente de ventas certificado de Humana
Click the step you’d like to visit below
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Prepare for Enrollment
Review Cost and Coverage
Understand Coverage Gaps
Conozca Medicare Advantage
Evaluate Your Options
Make an Educated Decision
Conozca Medicare Advantage
With these plans you’ll enjoy the security of Original Medicare, plus additional coverage and valuable added benefits, all for an affordable or even $0 monthly premium in some areas.
5 Reasons to choose a Medicare Advantage plan
1. Peace of Mind
Medicare Advantage plans come with a limit on out-of-pocket costs, which can make it easier to budget your healthcare expenses more effectively.
Once you reach the limit, your plan pays the remaining covered expenses. So there's no need to worry about any surprises in your bank account.
2. More Coverage
Unlike Original Medicare, these plans cover additional important health needs.
These plans often include coverage for an annual routine exam and may include a yearly allowance toward glasses or contacts, cover annual vision exams, a yearly allowance toward glasses or contacts, and a frame allowance for 12-24 months.
Many plans cover routine dental care, such as cleanings, exams, and x-rays. Some plans even include coverage for comprehensive dental procedures.
Algunos planes ofrecen programas que ayudan a coordinar exámenes, responder preguntas relacionadas con la atención médica, discutir cambios en la salud y ayudarle a manejarse de manera más independiente en su hogar.
Some plans include coverage for hearing aid devices, audiologist visits and ongoing fittings and exams, depending on the plan you choose.
Most plans include built in coverage for your medications for one low premium
3. Extra Benefits
Here are just a handful of the benefits that Humana plans offer.
Money back on Part B premiumWhen you enroll in one of our Part B Reduction plans, Humana will help cover a portion of your Part B premium in the form of a credit on your social security check.
When you enroll in one of our Part B Reduction plans, Humana will help cover a portion of your Part B premium in the form of a credit on your social security check.
Go365™ rewards program - Get access to this personalized wellness program that helps you earn rewards for participating in healthy activities like workouts, preventive exams, and more.
Get access to this personalized wellness program that helps you earn rewards for participating in healthy activities like workouts, preventive exams, and more.
SilverSneakers® - Become a member of a fitness program that offers free access to more than 16,000 fitness centers nationwide.
Become a member of a fitness program that offers free access to more than 16,000 fitness centers nationwide.
Entrega de comidas a domicilio - We make it easier to eat well when you’re facing a health challenge with meals dropped off by Humana Well Dine®.
We make it easier to eat well when you’re facing a health challenge with meals dropped off by Humana Well Dine®.
Subsidio para medicamentos de venta sin receta Si elige un plan con este beneficio, recibirá un monto fijo, que en muchos casos es de $50 dólares o más por mes/trimestre.
Si elige un plan con este beneficio, recibirá un monto fijo, que en muchos casos es de $50 dólares o más por mes/trimestre.
Rides to appointments Enjoy the convenience that comes with getting a free lift to your doctor’s appointments, procedures, and local pharmacy.
Enjoy the convenience that comes with getting a free lift to your doctor’s appointments, procedures, and local pharmacy.
Consultas a través de telesalud
Get coverage for virtual visits with your doctors right from your phone or computer.
Get coverage for virtual visits with your doctors right from your phone or computer.
Plus many additional benefits!
4. Affordability
There are a variety of ways you can save by enrolling in a Medicare Advantage plan.
Low deductibles and affordable copays
Choose from plans with monthly premiums and copays both as low as $0, and generic drugs for as low as $1 at in-network pharmacies.
Alertas de ahorro automáticas
Get notified when your meds are available for lower costs with the Maximize Your Benefit Rx, a program designed to help you save on high-cost prescriptions.
Access to Mail-order pharmacies
Experience the convenience of a full-service pharmacy that delivers medications right to your door as well as significant savings on certain medications. You'll get a 90-day supply of your medications for as little as $0 (after deductible, if applicable.
Programa de Manejo Terapéutico de Medicamentos (MTM)
Meet one-on-one with a doctor or pharmacist to learn more about your medicines and how they work, ask questions about side effects or interactions with other medications and look for opportunities to lower your costs.
Frequently asked questions about Humana Medicare Advantage
Humana Medicare Advantage plans are designed with your convenience in mind.
- All-in-one plans – Unlike your other options, Medicare Advantage Prescription Drug plans combine all your coverage in one, so you’ll only have to worry about managing a single plan.
- Virtually no claims to file – Humana pays your doctors and hospitals directly so there is virtually no paperwork.
- A single plan ID card - Your Humana Medicare Advantage Plan ID card is the only card you'll need to show at time of care.
- Award winning customer service.
- MyHumana 24/7 online access - Register for MyHumana for easy access to information about your coverage, claims, in-network providers, drug costs and more at your fingertips any time you need it.
With Medicare Advantage plans, rather than pay your medical bills directly, the federal government contracts with Humana to administer your Medicare coverage. They pay us a flat fee. Then we go to work keeping healthcare more affordable so we can pass those savings on to our members in the form of lower costs and added benefits. Humana offers $0 plans in most areas, and in many areas, you will find both $0 HMO and PPO plan options.
So what's the catch? Of course, no Medicare plan is completely free. You may still be responsible for paying deductibles and copays for covered services as well as your Part B Medicare premium, which is typically deducted from your social security check each month.
We know how important it is to be able to see the doctors and specialists you trust. That's why we've built one of the largest networks of doctors, hospitals, and pharmacies in the U.S.
- Doctors and Specialists – we’ve partnered with many of the nation’s largest hospital systems, specialists, clinics, and primary care providers so you can continue to see the doctors you use today and feel assured you’ll have access to high-quality care should your needs change in the future.
- No Referrals – On all Humana Medicare Advantage PPO plans and HMO premier network plans you won’t need a referral to see an in-network specialist or hospital.
- Dentist – with more than 407,000 dentist locations, it’s easy to find a plan that partners with a dentist near you – whether you’re at home or away.
- Worldwide Emergency Coverage – in a true emergency, your emergency care services will be covered no matter where you are when you need them.
Confirm Your Doctors and Specialists are in-Network
- Shop Humana plans that accept your doctors and specialists in three easy steps.
- Enter the doctors, specialists, and hospitals you want to use
Compare plans and confirm they are in network. - Llámenos o inscríbase en línea
Here are just a few of the ways we’re helping our members save on their prescriptions.
- Low deductibles and affordable copays - Choose from plans with $0 deductibles and copays as low as $0 - $1 for many covered generic drugs at network pharmacies. Plus, Humana's broad coverage means there won't be any surprises at the pharmacy.
- Automatic Savings Alerts - Get notified when your medications are available at lower costs with the Maximize Your Benefit® Rx. A program designed to help you save on high-cost medications. It tells you when a less expensive alternative to the medication you're taking is available, so you and your doctor can decide if switching makes sense for you.
- Mail-Order Pharmacy - Most Humana Medicare Advantage plans include access to a convenient full-service mail-order pharmacy with potential savings on certain medications. You'll get a 90 day supply of your medications shipped directly to your door for as little as $0 (after deductible, if applicable).
- Medication Therapy Management (MTM) - If you're taking a number of medications prescribed by more than one doctor, you may be eligible. Through this program, you can meet one-on-one with a doctor or pharmacist to learn more about your medicines and how they work, ask questions about side effects or interactions with other medications and look for opportunities to lower your costs.
We’re committed to helping you find alternatives to expensive medications.
Whether you're just shopping plans, or already a member, we want to help you with one-on-one support. Llámenos.
Together we’ll review your current medication list, walk through plans that may lower your costs, explore available generic versions, determine if you qualify for “Extra Help”, and connect you to discount programs that may help you save even more.
Call for your free prescription drug savings check
Prefer to stay online? Try our NEW interactive drug-priceing tool.
See your costs before you enroll. Ingrese sus medicamentos recetados para averiguar cuánto le costarían con cada plan.
- Añada la información de su medicamento recetado
- Compare planes y vea el costo de sus medicamentos
- Call a licensed sales agent or enroll online
We focus on what it really means to take care of people. Because your health matters most.
When you're a Humana member, you're part of our team. Our team includes nurses and pharmacists, care managers and community experts. Humana works in partnership with you, your caregivers, and your doctors to help you get the proactive, holistic care you need - no matter what life brings.
Personal Care Mangers to Help Ease Your Transition Home
Care managers who help ensure you have a smooth transition back home after complex procedures and hospitalizations. Regularly checking up on your recovery over the phone or video and connecting you to the support you need. Like, free transportation to follow-up appointments and therapy, sending meals to your home, or even in home checks to ensure you can access what you need and properly care for yourself while avoiding re-injury.
Recursos para cuidadores
Si está a cargo del cuidado de una persona, no tiene por qué hacerlo en soledad. As a designated caregiver who has been granted authorization to your loved one's personal health information, you can access his or her medical information and learn about free support services like the caregiver's toolkit with tips for managing day-to-day challenges.
Facilite la toma de medicamentos
We help to ensure you are taking your medications as prescribed and monitor for potential adverse reactions before they occur through programs like RxMentor® - a complete, up-to-date list of your medications and medication reminders. Plus live support over phone or chat when you need it.
Community Health Experts
Our members are at the center of our efforts to provide care for the whole person. We work with organizations at the national and local levels to create the most effective solutions for our members and the communities we serve. Together we're focused on addressing issues of loneliness, housing, food insecurity, and access to transportation among other things.
Hable con un agente de ventas certificado de Humana, llamando al
Step 5: Evaluate Your Options
Step 5: Evaluate Your Options
Busquemos su plan, por el medio que prefiera
Elija usted mismo un plan
Compare planes e inscríbase en línea. We'll guide you along the way.
Asistencia personalizada
Inscríbase con un experto, directamente por teléfono.
Puede confiar en nuestros agentes de ventas certificados locales
Reúnase con su agente de ventas acreditado local de Humana MarketPoint®.
Virtualmente o en persona
Click the step you’d like to visit below
Click the step you’d like to visit below
Prepare for Enrollment
Review Cost and Coverage
Understand Coverage Gaps
Conozca Medicare Advantage
Evaluate Your Options
Make an Educated Decision
Los planes no están disponibles en todas las áreas. Los costos, la cobertura y los beneficios varían según el lugar.
Este material se ofrece con fines informativos únicamente y no debería ser considerado como asesoramiento médico ni utilizado como sustituto de una consulta a un profesional médico con licencia.
Humana es una organización Medicare Advantage HMO, PPO y PFFS, y un plan independiente de medicamentos recetados con un contrato de Medicare. Humana es también un plan de atención médica coordinada con un contrato de Medicare y un contrato con el programa Medicaid de su estado. La inscripción en los planes de Humana depende de la renovación del contrato.
Humana Inc. y sus subsidiarias (en conjunto, "Humana") cumplen con las leyes de derechos civiles federales vigentes y no discriminan por raza, color, nacionalidad, edad, incapacidad, sexo, orientación sexual, identidad o expresión de género, condición de transexual, estado civil, estado de veterano o militar, ni religión. Humana no excluye personas ni las trata diferente dada su raza, color, nacionalidad, edad, incapacidad, sexo, orientación sexual, identidad o expresión de género, condición de transexual, estado civil, estado de veterano o militar, ni religión. También ofrecemos servicios de interpretación gratuitos en distintos idiomas.
Residentes de Florida: los planes para necesidades especiales con doble elegibilidad de FL están patrocinados por Humana Medical Plan, Inc., y la Agencia para la Administración del Cuidado de la Salud del estado de Florida.
Residentes de Tennessee: AVISO: TennCare no es responsable del pago de estos beneficios, salvo los montos de costos compartidos que correspondan. TennCare no es responsable de garantizar la disponibilidad o calidad de estos beneficios. Toda referencia a beneficios adicionales, extras o complementarios de Medicare corresponde únicamente a Medicare y no indica un incremento en los beneficios de Medicaid.
Residentes de Ohio: Para los planes Humana Cleveland Clinic HMO y D-SNP, nuestra red cuenta con proveedores auxiliares, como proveedores de laboratorio y de equipo médico duradero, y farmacias.
Las limitaciones de los servicios de medicamentos recetados y visitas de atención de la salud virtuales prestados a través de tecnología de acceso remoto y comunicaciones varían según el estado. Los servicios de visitas virtuales no sustituyen la atención de emergencias y no tiene por objeto reemplazar a su proveedor de cabecera ni a otros proveedores de la red de su plan. Este material se ofrece con fines informativos únicamente y no debería ser considerado como asesoramiento médico ni utilizado como sustituto de una consulta a un profesional médico con licencia.
Los proveedores fuera de la red/sin contrato no tienen obligación de atender a los afiliados de Humana, excepto en situaciones de emergencia. Llame a nuestro número de Servicio al Cliente o consulte su Evidencia de cobertura para obtener más información, incluyendo los costos compartidos que se aplican en los servicios fuera de la red.
Los planes Humana USAA Honor Giveback están disponibles para cualquier persona elegible para Medicare, y los veteranos deben considerar todas sus opciones de planes de salud.
El beneficio de reembolso de la Parte B pagará parte o la totalidad de su prima y el monto puede cambiar según lo que pague por la Parte B.
Las redes de farmacias del plan Humana Premier RX Plan (PDP) y del plan de medicamentos recetados Humana Value RX Plan (PDP) incluyen farmacias preferidas de menor costo en las áreas urbanas de AR, CT, DE, IA, IN, KY, MA, MI, MN, MO, ND, NJ, NY, OH, RI, SD, TN, WI, WV; áreas suburbanas de CT, DE, HI, IN, MA, MI, MN, MT, ND, NJ, NY, OH, PA, PR, RI, WI, WV; y áreas rurales de IA, MN, MT, ND, NE, SD, VT, WY. Hay una cantidad muy limitada de farmacias de costos compartidos preferidas en las áreas urbanas de los siguientes estados: DE, MI, MN, ND; las áreas suburbanas de MT y ND; y en las áreas rurales de ND. Es posible que los costos más bajos publicados en los documentos de nuestros planes para esas farmacias no estén disponibles en la farmacia en la que usted compra. Si desea obtener información actualizada acerca de nuestras farmacias de la red e incluso averiguar si en su área hay farmacias que ofrezcan menores costos, comuníquese con Atención al cliente llamando al 1-800-281-6918 (TTY: 711) o consulte el directorio de farmacias en línea ingresando a Humana.com.
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Actualizado por última vez: 4/12/2025