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Humana Gold Plus
Planes HMOMEMBER NAME:: Identificación del afiliado:: XXXXXXCard Issued:: MM/DD/AAAA
Humana Gold Plus
D-SNP PlansMEMBER NAME:: Identificación del afiliado:: XXXXXXCard Issued:: MM/DD/AAAA
Humana Gold Plus
MEMBER NAME:: Identificación del afiliado:: XXXXXXCard Issued:: MM/DD/AAAA
Humana Gold Plus
Planes PPOMEMBER NAME:: Identificación del afiliado:: XXXXXXCard Issued:: MM/DD/AAAA
Humana Gold Plus
PDPMEMBER NAME:: Identificación del afiliado:: XXXXXXCard Issued:: MM/DD/AAAA
1:Permanencias en el hospital
2:Doctor and specialist visits – including telehealth
3:Atención preventiva y vacunas
4:Análisis de laboratorio, radiografías, pruebas de detección y diagnóstico por imágenes
5:Atención ambulatoria y procedimientos
6:Traslado de emergencia
7:Medicare supplies and equipment
HMO
PPO
HMO
Organización para el Mantenimiento de la Salud (HMO)
These plans are typically less expensive than PPO plans. Many Humana HMO plans have low or $0 premiums and deductibles. However, there are some additional requirements for care that allow these plans to cost less
Their coverage only extends to in-network doctors, hospitals, specialists, and clinics - with few exceptions. If you choose to get treatment from an out-of-network provider, you will be responsible for 100% of the cost. However, Humana has a large network, so check with a licensed Humana sales agent to see if your preferred healthcare providers are in-network.
Most HMO plans require you to select a primary care physician. This doctor oversees your medical needs and refers you to specialists, if necessary. Some HMO plans require you to have a referral from your primary care physician before treatment from a specialist will be covered. In some areas, Humana offers HMO plans that waive both requirements completely.
PPO
Organización de Proveedores Preferidos (PPO)
PPO plans typically cost more than HMOs but they come with more flexibility. Most PPO plans require you to pay a monthly premium and have a higher deductible for medical care.
Unlike some HMOs, you generally are not required to select a primary care physician and you won’t need a referral for specialist visits.
In most cases, you'll be covered by both in-network and out-of-network doctors and hospitals. However, your out-of-pocket costs will be lower if you get care from in-network providers.
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Find your perfect match
Answer these questions to help us find the plan that’s right for you.
Pro tip!
Resista la tentación de comprar basándose únicamente en la prima. Consider the total out of pocket costs and extra benefits and services you'll need. Plus make sure you confirm your doctors and specialists will accept the plan and price the cost of your medications. Getting into the right plan can lead to real savings over time.
Find your perfect match
Pregunta 1 de 4
Which base coverage(s) are you starting with? Select all existing insurance plans you have access to.
Parte A de Medicare
Parte B de Medicare
Medicaid
VA benefits for military veterans
A group insurance or retirement policy
Pregunta 2 de 4
What additional coverage will you need to purchase through a private insurance plan? Select all coverages you need that you're currently missing.
Prescription drug coverage to help cover the cost of your medications
Basic dental coverage for things like exams, cleanings, filings, and x-rays / Comprehensive dental for things like root canals, extractions, dentures, implants, and other procedures
More comprenhensive dental for things like root canals, extractions, dentures, implants, and other procedures
Vision exams, procedures, and corrective eye-wear
Hearing coverage, hearing aids, exams, and treatments
Pregunta 3 de 4
What matters more to you? Choose the plan type that better fits your needs
A plan that offers more flexibility choosing doctors, hospitals and specialists (PPO)
A plan that may offers lower prices but requires use of network providers (HMO)
Pregunta 4 de 4
What benefits do you expect to use most? Click on the benefits you'd expect to use most. Seleccione todas las opciones que correspondan
A maximum out-of-pocket limit
Zero Dollar Premium Plans
Alerts to lower cost medications
A gym membership through a fitness program
Rewards for completing healthy activities
Access to Humana’s mail-order pharmacies
Rides to doctor appointments
Coverage for virtual telemedicine doctor visits
Cobertura mundial para emergencias
Meal delivery after an inpatient overnighthospital stay
An allowance to spend like cash for over-the-counter medications
The coverage and benefits you selected
Congrats! You’ve completed Step 1!
Next Step: Step 6: Make an Educated Decision
Busquemos su plan, por el medio que prefiera
Virtualmente o en persona
Click the step you’d like to visit below
Click the step you’d like to visit below
Prepare for Enrollment
Review Cost and Coverage
Understand Coverage Gaps
Conozca Medicare Advantage
Evaluate Your Options
Make an Educated Decision
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